Towing Insurance

Tow Truck Insurance From People Who Get It.

Your phone rings at 2 a.m. and you go. You should get the same from your agent: a real person who knows towing and picks up.

Two Arnold team members at the Arnold Insurance and Keystone booth at the 2026 Tennessee Tow Show

Who We Insure

List to confirm

  • Light-duty towing
  • Heavy-duty and rotator
  • Roadside assistance
  • Repo
  • Impound and storage yards
  • Body shops that tow

What Keeps Tow Operators Up At Night

A customer’s car gets damaged on your hook.
That’s on-hook coverage, not regular auto.
Something happens to a car sitting in your yard.
Fire, theft, vandalism. That’s garagekeepers.
A wreck on the way to a call.
Your trucks need real commercial auto.
Someone gets hurt at a scene or at your shop.
That’s liability.

Coverage

Need a certificate for a job or contract? Request a certificate.

Why Arnold

Lots of agencies will quote a tow truck. What makes us different is our people. We show up at the tow shows, we know what on-hook and garagekeepers actually mean for your business, and when you have a claim, a real person picks up at 800-397-2427. We’re independent, so we shop around for you.

Arnold team members at the 2025 Tow Xpo in Fort Worth, in front of We Work For You banners
Tow Xpo, Fort Worth, 2025

We Show Up Where You Are.

From the Tow Xpo in Fort Worth to the Tennessee Tow Show and American Towman in Las Vegas, our towing team spends a lot of time on the show floor. It’s the best place to talk shop with operators, see what’s changing and put a face to the name on your policy.

More From The Shows

See You On The Show Floor

  • Two Arnold team members at the TOSC table at American Towman Las Vegas 2025
    American Towman Las Vegas, 2025
  • Arnold team members with friends in front of heavy wreckers at American Towman Las Vegas 2025
    American Towman Las Vegas, 2025

Catch Us At A Show

Nov 19–21, 2026

Baltimore Tow Show

Come see our towing team in Baltimore. Booth details coming soon.

Details

Frequently Asked Questions

What’s the difference between on-hook and garagekeepers?

On-hook covers the customer’s vehicle while it’s hooked to your truck. Garagekeepers covers customer vehicles sitting in your lot or shop. Most tow operators need both.

Does my commercial auto policy cover the car I’m towing?

Usually not. That’s what on-hook is for.

What do you need for a quote?

Your company info, how many trucks you run, when your business started and who you’re insured with now. It’s a few minutes on the form below.

Towing Insurance Quote Request

Tell us about your trucks and we’ll get back to you fast.

  • About 5 minutes
  • No SSN or license numbers online
  • Save and come back any time

Other Industries We Serve

All industries
  • Trucking

    Owner-operators to fleets: liability, cargo, physical damage, filings and new authorities.

  • Agriculture

    Crop, farm property, equipment and liability from folks who started in farm country.

  • Contractors

    Liability, tools, trucks, workers’ comp, certificates and bonds, fast.

Questions? We’re Here.

Call or get a quote. A real person gets back to you, Monday through Friday, 8:30 to 5.