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We Work For You.

An independent insurance brokerage that helps you protect what you care about most.

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  • 100+Team members
  • 13Offices
  • 200+Carriers
  • 50States licensed

How We Do The Work.

A good insurance relationship is pretty simple. You know us, we know you, and we use our independence to shop the market for you.

  • Our People

    Local advisors, not a call center. That’s the whole difference.

  • Our Clients

    You’re a neighbor, not a policy number. We’ll explain what you’re paying for in plain English.

  • Our Carriers

    We’re independent, so we shop more than one company and look for a fit, not a quota.

We believe strongly that if our agency invests in healthy people, they will do healthy work for healthy clients. That is what has helped us serve our communities since 1971!

— Marcus Harris, President
About Our Agency

About Arnold

Arnold Insurance is an independent agency with 100+ team members and 13 offices across Missouri, Colorado, Arizona, Louisiana and Oklahoma. We’re licensed in all 50 states. The belief hasn’t changed: our people are the difference.

We’ve grown by tucking in agencies that treat people the way we do, seven since 2022. We’re a Keystone Platform Partner, which backs up local advice with a bigger network.

800-397-2427 info@myarnoldteam.com
View Business specialties
Business Owners General Liability Property Commercial Auto Workers’ Comp See all
View Personal specialties
Auto Home Renters Boat Life See all
View Employee Benefits specialties
Group Health Group Dental Group Vision Voluntary Benefits See all

Real People, Right Down The Road.

Our people are the difference. They’re the ones who pick up when you call, sit across the table from you, and show up for the community.

Arnold team members in lively conversation across a long table at Arnold Classic Week 2026
Two Arnold team members chatting in front of the office map
The Arnold team in matching teal shirts at a community corporate games event
An Arnold office crew gathered together, smiling for a candid group photo
Meet Our People

How We Can Help

An Arnold advisor working through paperwork at his desk

Business Insurance

We’ll learn how your business actually works, then build coverage that fits.

Learn more
An Arnold team member smiling at her desk

Personal Insurance

Auto, home, and the rest of the things that matter. We’ll walk you through it in plain English.

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An Arnold team member on a call at his desk

Employee Benefits

Group health and the benefits that help you take care of your people.

Learn more

There’s More To It Than The Price.

Here’s some of what can actually go wrong, and how we help you get ready. If you’re not sure, call us — that’s the faster path.

What you’re worried about
How we help
A customer gets hurt in your shop.
General liability is how we start that conversation.
A fire or storm shuts you down.
Property coverage, and a talk about income if you can’t open.
Someone on the crew gets hurt.
Workers’ comp, set up with the right class codes.
A claim is bigger than your limits.
An umbrella, when it fits.
What you’re worried about
How we help
Hail takes the roof.
Homeowners, with the details in writing.
A new driver in the house.
Auto, set up the way it should be.
You rent, and there’s a flood or a fire.
Renters coverage for your things.
Time on the water.
Boat coverage, including liability.
What you’re worried about
How we help
You need a health plan people will actually use.
Group health, shopped and explained.
Dental and vision keep coming up.
We can look at those alongside the medical plan.
Folks want options they can buy on their own.
Voluntary benefits, when they make sense.
Talk With Us

Carriers We Work With

We’re independent, so we shop more than one company for you.

Plus 200+ more carriers we can shop for you. See all our carriers

Keystone Platform Partner

Arnold is a Keystone Platform Partner. You still work with our people. Keystone is the partner behind the agency.

About our partnership Visit Keystone

News & Events

Tow shows, community stuff, and notes from our people.

See all news

Current Clients

Service, claims and policy support, all in one place.

Report A Claim Call 800-397-2427

Visit Our Offices

Stop by, call, or have us come to you. Same people either way.

Missouri

Cape Girardeau (HQ), Jackson, Scott City, Sikeston, Fredericktown, Poplar Bluff, St. Louis – Chesterfield, St. Louis – Oakville

Colorado

Denver (Golden), Westminster

Arizona

Phoenix

Louisiana

Pineville

Oklahoma

Tulsa

Find An Office

What Our Clients Say

Real reviews from real clients

“Marcus and his team at AIC are amazing. They leave no doubt that they are working in your best interest from minute one. Great people!!”

Nathan L.

Get A Quote

Personal, business, benefits or life. Pick what you need and our quote form only asks about that. A real person follows up. No spam, no pressure.

  • About 5 minutes
  • No SSN or license numbers online
  • Save and come back any time
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Rather talk? Call 800-397-2427