One Policy That Covers The Basics.
A Business Owners Policy (BOP) packages the coverage most small businesses need, usually for less than buying each piece on its own.
If you run a small or mid-sized business, a BOP is usually where we start.
A BOP rolls your property coverage, your liability coverage and business income (the money you’d lose if you had to close after a covered loss) into one policy.
Packaging them together usually saves money compared to buying each one separately. And you can still tailor it to how your business actually works.
Whether you’ve got one employee or a hundred, we’ll walk through what’s in it, what’s not, and whether a BOP is the right fit or you’ve outgrown it.
What A BOP Usually Includes
- Your building, if you own it
- Equipment, inventory and furniture
- General liability
- Business income if a covered loss shuts you down
Worth Asking Us About
- Whether your business qualifies for a BOP
- Adding equipment breakdown
- Professional liability, if you give advice
- An umbrella on top
Already a client? Request a certificate of insurance.
Why Work With Arnold?
We’re not a call center. When you call 800-397-2427, a real person picks up, Monday through Friday, 8:30 to 5. We’re independent, so we work for you, not one insurance company, and we’ll explain what you’re paying for in plain English.
Ready For A Business Owners Policy Quote?
Our quote form only asks about what you pick, and a real person follows up. No spam, no pressure.
- About 5 minutes
- No SSN or license numbers online
- Save and come back any time
Rather talk? Call 800-397-2427
Related Coverage
All business insurance-
General Liability
The starting point for claims against your business: injuries, damage and lawsuits.
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Commercial Property
Your building, equipment, inventory and tools, protected from the unexpected.
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Umbrella
Extra liability on top of your other policies for the one claim that’s bigger than your limits.
Questions? We’re Here.
Call or get a quote. A real person gets back to you, Monday through Friday, 8:30 to 5.
