Commercial Property Insurance

Protect The Stuff That Keeps You Open.

Whether you own your building, lease a space or work from home, commercial property protects the physical side of your business.

A commercial building facade with rows of windows

A minor hiccup or a major loss, you want to know your building, inventory, equipment and tools are covered.

If you own your building, property coverage helps pay for repairs and rebuilding after a covered loss. Think a tree through the roof of your coffee shop.

Business personal property (BPP) covers everything that would fall out if you turned your building upside down and shook it: equipment, inventory, furniture and more. It applies whether you rent or own.

One heads up: a standard property policy doesn’t cover flood. That takes a separate policy, and we work with specialty carriers to find it.

What Property Coverage Can Include

  • Your building, if you own it
  • Business personal property (BPP)
  • Equipment, inventory and tools
  • Business income, when added

Worth Asking Us About

  • Flood coverage (separate policy)
  • Equipment breakdown
  • Whether a BOP makes more sense
  • Your liability coverage

Already a client? Request a certificate of insurance.

Why Work With Arnold?

We’re not a call center. When you call 800-397-2427, a real person picks up, Monday through Friday, 8:30 to 5. We’re independent, so we work for you, not one insurance company, and we’ll explain what you’re paying for in plain English.

Ready For A Commercial Property Quote?

Our quote form only asks about what you pick, and a real person follows up. No spam, no pressure.

  • About 5 minutes
  • No SSN or license numbers online
  • Save and come back any time
All business insurance

Questions? We’re Here.

Call or get a quote. A real person gets back to you, Monday through Friday, 8:30 to 5.