Insurance For Apartment Owners And HOAs, Minus The Runaround.
Whether you own a fourplex or manage a community association, you’ve got buildings, tenants and a board or investors counting on you. We’ll get you covered and explain it straight.
Who We Insure
List to confirm
- Apartment buildings and complexes
- Duplexes to fourplexes
- Landlords with several rentals
- Condo associations
- HOAs
- Property managers
What Keeps Property Owners Up At Night
- Fire, storm or a burst pipe.
- Damage to the building, plus lost rent while it’s fixed.
- A tenant or guest gets hurt.
- A slip on the stairs, a parking lot fall. That’s liability.
- Board decisions get challenged.
- Directors & officers coverage for HOA boards.
- Money handled by the association.
- Fidelity/crime coverage.
- A huge claim.
- An umbrella.
Coverage
To confirm D&O and fidelity to confirm
Need a certificate for a job or contract? Request a certificate.
- Commercial Property
- Loss of rents
- General Liability
- HOA Directors & Officers
- Fidelity/crime
- Umbrella
- Workers’ Comp For On-Site Staff
Why Arnold
Property insurance gets complicated fast. You need someone who’ll actually return your call. We’ve got local offices from St. Louis to Denver and Phoenix, with real people at 800-397-2427. We’re independent, so we compare carriers for your buildings instead of forcing one fit.
Frequently Asked Questions
Do you insure HOAs?
Yes: the common areas, liability and coverage for your board.
Does my landlord policy cover my tenants’ stuff?
No. Tenants need their own renters policy.
What’s loss of rents?
If a covered loss makes units unlivable, it helps replace the rent you’d have collected.
What do you need for a quote?
Address, number of units, year built, roof age, occupancy and current carrier.
Multifamily & HOA Quote Request
Tell us about the property.
- About 5 minutes
- No SSN or license numbers online
- Save and come back any time
Rather talk? Call 800-397-2427
Other Industries We Serve
All industries-
Towing
On-hook, garagekeepers, auto and liability from people who show up at the tow shows.
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Trucking
Owner-operators to fleets: liability, cargo, physical damage, filings and new authorities.
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Agriculture
Crop, farm property, equipment and liability from folks who started in farm country.
Questions? We’re Here.
Call or get a quote. A real person gets back to you, Monday through Friday, 8:30 to 5.
