Hospitality Insurance

You Take Care Of Your Guests. We’ll Take Care Of You.

Running a hotel, restaurant or bar means a hundred things can go sideways on a Friday night. Let’s make sure your insurance isn’t one of them.

A warm restaurant dining room with tables and chairs

Who We Insure

List to confirm

  • Hotels and motels
  • Restaurants
  • Bars and taverns
  • Breweries and wineries
  • Caterers
  • Event venues

What We Cover For Hospitality Owners

A guest slips and falls.
General liability.
Someone you served causes a wreck.
Liquor liability. It’s usually not in general liability.
A kitchen fire shuts you down.
Property plus business income.
The walk-in cooler dies.
Spoilage and equipment breakdown.
An employee gets hurt.
Workers’ comp.

Coverage

Need a certificate for a job or contract? Request a certificate.

Why Arnold

You don’t have time for hold music. Call 800-397-2427 and a real person at a local office picks up, Monday through Friday, 8:30 to 5. We’re independent, so we shop around, and we’ll tell you straight what your policy does and doesn’t cover.

Frequently Asked Questions

Do I need liquor liability if I only serve beer and wine?

Usually yes. If you sell or serve alcohol, ask us. Many states and landlords require it.

Can I get one policy for my restaurant?

A business owners policy often bundles property and liability for smaller operations.

What do you need for a quote?

Business type, address, annual sales, alcohol sales (%), seating or rooms, and current carrier.

Hospitality Insurance Quote Request

Tell us about your place.

  • About 5 minutes
  • No SSN or license numbers online
  • Save and come back any time

Other Industries We Serve

All industries
  • Towing

    On-hook, garagekeepers, auto and liability from people who show up at the tow shows.

  • Trucking

    Owner-operators to fleets: liability, cargo, physical damage, filings and new authorities.

  • Agriculture

    Crop, farm property, equipment and liability from folks who started in farm country.

Questions? We’re Here.

Call or get a quote. A real person gets back to you, Monday through Friday, 8:30 to 5.