Client Service

Need something on your policy? Pick one and a real person takes it from there, with an answer within one business day, guaranteed.

Two Arnold teammates smiling together at a table during Arnold Classic Week 2026

Quick Requests

Pick one and we’ll fill in the request type for you.

Need to make a payment to Arnold directly? Most policies are billed by the insurance company, so check your bill first. If it says to pay Arnold, you can pay online with ePay.

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Common Questions

How fast will I hear back?

A real person on our service team picks up every request. We’ll get back to you within one business day or sooner, guaranteed. If it’s urgent, call us and we’ll take care of it on the phone.

What if I have a claim after hours?

If anyone is hurt or in danger, call 911 first. Then call us at 800-397-2427 before you file anything. We’re your advocate on every claim. If you can’t reach us after hours, your carrier’s 24/7 claims line (on your ID card or policy) is a backup. Then call us first thing the next business day and we’ll take it from there.

Do I pay the insurance company or Arnold?

Most policies are billed directly by the insurance company, so you pay them through their website, app or by mail. Some policies are billed through us. Your bill shows who to pay. Need to make a payment to Arnold directly? Pay online with ePay. Not sure who to pay? Ask us and we’ll tell you.

Make a payment to Arnold with ePay (opens in a new tab)

How do I get my auto ID cards?

Most carriers have an app or website where you can download your ID cards any time, and many states accept a digital card. If you can’t get to them, send a request and we’ll send them over.

Something else? Call 800-397-2427 or send a request below.

Send A Service Request

Tell us what you need. Pick your advisor and it goes straight to them. Not sure? Our service team picks it up.

Need a certificate? Use the certificate request form. Claim? Report it here.

A photo, a PDF, a contract that needs a certificate.

Rather talk? Call 800-397-2427

Coverage isn’t bound or changed until confirmed by a licensed agent. Please don’t send Social Security or bank numbers through this form.

Thanks, your request is in. A real person at Arnold will follow up soon. Need us today? Call 800-397-2427.

Questions? We’re Here.

Call or get a quote. A real person gets back to you, Monday through Friday, 8:30 to 5.