About Arnold

Small-Town Approach, Big-City Capabilities.

100+ team members, 13 offices, five states and licensed in all 50. We’ve grown a lot. How we treat you hasn’t changed.

The Arnold team gathered for a group photo on the pickleball courts at Arnold Classic Week 2026

Our Story

Arnold Insurance is an independent agency with 100+ team members in 13 offices across five states, licensed in all 50. We’re a Keystone Platform Partner, and we’re still independent, which means we work for you, not for any one insurance company. With advisors in Alabama, Arizona, Colorado, Florida, Kansas, Louisiana, Missouri, Oklahoma and Texas.

We’ve grown by opening offices and by welcoming agencies that treat people the way we do. Since 2022, seven agencies have tucked in, from Midwest Risk Partners to 3R Insurance. Their clients keep the same people, with more carriers and more support behind them.

Becoming a Keystone Platform Partner in 2022 added national strength: more clout with carriers and specialists behind the scenes, while every client still works with our local people.

It started in 1971, when Chap Arnold opened the agency in Scott City, Missouri, and his family still leads it today.

Our people are the difference. That was true on day one, and it’s true in every office today.

How We Got Here

1971
Where It Started
Chap Arnold opens the agency in Scott City, Missouri.
1997
Jackson Office Opens
Our second office in southeast Missouri.
2003
Cape Girardeau Office Opens
Today it’s our headquarters.
2022
Keystone Platform Partner
We join Keystone Agency Partners, and Midwest Risk Partners becomes our first tuck in.
2023
Meyer Noel Evans Joins
Another agency that treats people the way we do.
2024
Three More Tuck Ins
Mid States Insurance, Charles Meyer Insurance and Rinehart Insurance join the team.
2025
Bess Insurance Joins
More people, more reach, same approach.
2026
3R Insurance Joins
Their team becomes our Westminster, Colorado office.
Today
100+ Team Members, 13 Offices
Five states, licensed in all 50. Same small-town approach, with a lot more behind it.

What You Can Count On

The way we work, in plain English.

On Your Side.

We’re independent. We work for you, not for any one insurance company.

Always Looking Out For You.

Every call and every renewal, we’re looking for a way to make your coverage work better.

Small Town, Big Capabilities.

A local person who knows you, with 200+ carriers and a national network behind them.

One Person, A Whole Team.

Your advisor is your go-to. Behind them is a full team of service, claims and benefits specialists.

Arnold By The Numbers

13Offices

100+Team members

200+Carriers we can shop

16,000+Clients

50States we’re licensed in

Growing The Right Way

We grow by bringing in agencies that treat people the way we do. We call those tuck ins. Their clients keep the same people, and get more options behind them.

Midwest Risk Partners2022
Meyer Noel Evans2023
Mid States Insurance2024
Charles Meyer Insurance2024
Rinehart Insurance2024
Bess Insurance2025
3R Insurance2026

Keystone Platform Partner

Arnold has been a Keystone Platform Partner since 2022. Local people, with national strength behind them.

We keep our name, our team and our local relationships. You still work with our people, in our offices, the same way you always have.

Keystone brings more clout with carriers, a network of independent agencies across the country and strong support behind the scenes. That means more options and more muscle, for you.

Our Keystone Partnership

Visit Keystone Agency Partners (opens in a new tab)